Contents of Bank SinoPac’s Obligation to Inform Regarding the Collecting, Processing and Use of Personal Data
ㄧ、親愛的客戶您好，由於個人資料之蒐集，涉及 臺端的隱私權益，永豐銀行，在現在已(或將來可能)依法得經營之營業項目範圍及所涉業務執行之必要範圍內(但仍以 臺端實際與永豐銀行往來之相關業務為準)，而有必要直接或間接蒐集、處理、利用（包含但不限於自動化決策：即剖析和涉及邏輯上有意義的資訊）並向 臺端蒐集個人資料時，依據個人資料保護法(以下稱個資法)第八條第一項及第九條第一項規定，應明確告知 臺端下列事項：（一）非公務機關名稱（二）蒐集之目的（三）個人資料之類別（四）個人資料利用之期間、地區、對象及方式（五）蒐集個人資料之來源（六）當事人依個資法第三條規定得行使之權利及方式（七）當事人得自由選擇提供個人資料時，不提供將對其權益之影響。
I.Dear customer, since the collection of personal data involves your privacy and interests, pursuant to the provisions in Paragraph 1 of Article VIII and Paragraph 1 of Article IX of the Personal Data Protection Act (hereinafter referred to as the “Act”), it is currently (or may in future) necessary for Bank SinoPac, within the scope of business which it may conduct according to the laws and due to the below-mentioned reasons and purposes, to directly or indirectly collect, process, use(Including but not limited to automated decision-making that is, involving profiling and providing data subjects with meaningful information about the logic involved.) your personal data within the scope necessary for it to carry out the business activities, when collecting your personal data, Bank SinoPac shall explicitly notify you the following matters: (i) name of the non-governmental agency; (ii) purpose of collection; (iii) the categories of the personal data to be collected; (iv) the time period, territory, recipients, and methods of which the personal data is used; (v)the source of personal data；(vi) the data subject's rights under Article III and the methods for exercising such rights; and; (vii) the data subject's rights and interests that will be affected if he/she elects not to provide his/her personal data.
二、有關永豐銀行蒐集 臺端個人資料之目的、個人資料類別、蒐集個人資料之來源及個人資料利用之期間、地區、對象及方式等內容，請 臺端詳閱如後附表。
II.In respect of Bank SinoPac’s purpose of collecting your personal data, the categories of the personal data to be collected, the source of personal data and the time period, territory, recipients, and methods of which the personal data is used, please read the following Appendix Table carefully.
(三) 永豐銀行如有違反個資法規定蒐集、處理或利用 臺端之個人資料，依個資法第十一條第四項規定，臺端得向永豐銀行請求停止蒐集。
(四) 依個資法第十一條第二項規定，個人資料正確性有爭議者，得向永豐銀行請求停止處理或利用 臺端之個人資料。惟依該項但書規定，永豐銀行因執行業務所必須，或經 臺端書面同意，並經註明其爭議，不在此限。
(五) 依個資法第十一條第三項規定，個人資料蒐集之特定目的消失或期限屆滿時，得向永豐銀行請求刪除、停止處理或利用 臺端之個人資料。惟依該項但書規定，永豐銀行因執行業務所必須或經 臺端書面同意者，不在此限。
III.Pursuant to Article III of the Act, you may exercise the following rights on your personal data retained by Bank SinoPac:
(i).Except for the exceptional circumstances as provided in Article X of the Act, you may inquire after or request access to or a copy of this information while Bank SinoPac may charge as it may deem necessary in accordance with Article XIV of the Act.
(ii).You may request supplemental documents or corrections to the information provided that an appropriate explanation for the reasons and the facts should be provided in accordance with Article XIX of the Enforcement Rules of the Act.
(iii).You may request Bank SinoPac to discontinue collecting in accordance with Paragraph 4 of Article XI of the Act where Bank SinoPac is in violation of the Act during collecting, processing or using your personal data.
(iv).In accordance with Paragraph 2 of Article XI of the Act, in the event of a dispute regarding the accuracy of personal data, you may request Bank SinoPac to discontinue processing or using your personal data. However, in accordance with the proviso of the aforesaid paragraph, Bank SinoPac may keep using your personal data with disputes marked for the purpose of carrying out Bank SinoPac’s business or with your written consent.
(v).In accordance with Paragraph 3 of Article XI of the Act, when the specific purpose of collecting personal data no longer exists or time period expires, you may request Bank SinoPac to discontinue processing or using your personal data or to delete it. However, in accordance with the proviso of the aforesaid provisions, if it’s necessary for Bank SinoPac to carry out the business, or with your written consent, the aforesaid provisions shall not apply.
IV.If you want to exercise the rights provided in Article III of the Act, with respect to the way to exercise, you may inquire any business unit of Bank SinoPac, or dial customer service hotline (0800-088-111, 02-2505-9999), or refer to Bank SinoPac’s website (website: https://bank.sinopac.com) for inquiry.
五、臺端得自由選擇是否提供相關個人資料及類別，惟 臺端所拒絕提供之個人資料及類別，如果是辦理業務審核或作業所需之資料，永豐銀行可能無法進行必要之業務審核或作業而無法提供 臺端相關服務或無法提供較佳之服務，敬請見諒。
V.You may choose to provide your personal data or not and its categories. However, if any personal data and its categories you refuse to provide are the information necessary for the Bank SinoPac to conduct business reviews or operations, Bank SinoPac might not be able to provide you relevant services or unable to provide you better service because Bank SinoPac cannot conduct necessary business reviews or operations. Your understanding is appreciated.
六、永豐銀行為遵循美國海外帳戶稅收遵循法(Foreign Account Tax Compliance Act) 26 U.S.C. §1471(c)(1)(A)之規定需蒐集、處理及利用 臺端之個人資料(包含實質股東資訊)，如 臺端或直接或間接投資客戶之實質股東不同意提供或提供資料不足，且仍維持與永豐銀行客戶之直接或間接投資關係，則依FATCA法案的規定，永豐銀行將婉拒與 臺端開立帳戶及交易往來之申請；既有帳戶則依美國海外帳戶稅收遵循法之規定列為「不合作帳戶」(Recalcitrant Account)，並得自 臺端名下屬FATCA法案所規範金融商品特定帳戶之款項中扣繳百分之三十(30%)之美國稅款，永豐銀行並得依約對 臺端提前終止所有屬 FATCA 法案規範金融商品之契約、帳戶、往來業務關係及提供之相關服務，可能因此導致永豐銀行無法提供 臺端相關服務或無法提供較佳之服務，謹提請 臺端注意。
VI.For Bank SinoPac to comply with the U.S. Foreign Account Tax Compliance Act 26 U.S.C. §1471(c)(1)(A), it will be necessary to collect, process and use your personal data(included Substantial United States owner). It will be deemed as a “Recalcitrant Account” in accordance with the U.S. Foreign Account Tax Compliance Act and be dealt with in accordance with the relevant laws and regulations, or may withhold 30% U.S. tax from the funds in your FATCA-regulated financial account pursuant to the FATCA, and may further terminate prematurely according to the contracts all contracts, accounts and the business relationship with you and also services provided to you in connection with FATCA-regulated financial products, if you do not agree to provide personal data which Bank SinoPac is to collect, process and use for the specific purposes of FATCA compliance or if the information provided is insufficient. It may be unable to proceed with the necessary review and approval or other procedures thus to offer the relevant or better service to you if the personal data or the type of personal data which you refuse to provide is required for such review or procedures.
VII.If you deliver the personal data of another person or the personal data of the person in charge, the supervisor, the manager, the relevant employee, the authorized person, the guarantor and the guaranty provider to Bank SinoPac, you shall provide the individual with the Contents of Bank SinoPac’s Obligation to Inform as Described in Paragraph 1 of Article VIII of the Personal Data Protection Act so that it is informed and fully informed.
VIII.For the purpose of implementing AML operations and aligning with the global crackdown on crime, anti-terrorist financing, and non-proliferation of weapons, you agree that Bank SinoPac will provide your personal data to an offshore financial institution in either of the following conditions:
(i).the customer has been economically sanctioned, is a terrorist or terrorist group identified or investigated by a foreign government or an international AML organization, or an individual, legal person or organization sanctioned under the Terrorism Financing Prevention Act.
(ii).When Bank SinoPac conducts, regularly or irregularly, due diligence of the customer/beneficiary/person having effective control of the account/connected party or deems it necessary (including but not limited to situations where the customer is suspected of involving in illegal activities, suspicious money-laundering or terrorist financing activities, or special cases which involve violation according to media coverage).
九、永豐銀行得依美國政府部門根據美國聯邦法31 U.S. Code § 5318(k)所發送正式法律文件，要求提供客戶資料時配合提供。
VIII.The formal legal documents issued by the appropriate U.S. Federal banking agency pursuant to 31 U.S. Code Section 5318(k) may require Bank SinoPac to provide customer information upon request.